Best RBI Approved Payment Apps 2021 Lists

Best RBI Approved Payment Apps Lists : RBI approved payment apps are those apps that are announced and approved by the Reserve Bank of India. Every year, the Reserve Bank of India officially announced those apps that are legal to use in India. But surprisingly the most popular app of Google, I,e Google Pay (G Pay) is not on the list.

It shocked everyone who uses G Pay but it’s the truth that’s why everyone wants to know the RBI approved payment apps list. I have personally used G Pay and trust me guys, G Pay is an amazing online payment app not only in India but all over the globe.

Do you know guys? The best online payment app with offers is really helpful in every way of life. With the help of this, you can pay bills online and let us suppose you are going for dinner with your family or someone special. But after taking the dinner, now it’s turning for you to pay the bill but the problem arises.

When you don’t have small money and the waiter of that restaurant also doesn’t have to exchange that money. Now, this problem should be solved with the help of the best payment app in India 2020. You can also do shopping online and also do various other things online.

What are the RBI Approved Payment Apps?
These are those apps that are used to send payments online but perform every task under the eye of the Reserve Bank of India. These apps are known as the best UPI app with cashback which can provide various offers to you. Each and every payment should be performed directly from your bank account or through credit cards.

But before performing any payment through these apps, you must have to link your bank account or credit cards through these best online payment app. After that, you can pay every payment without filling in your bank details or credit cards, or any checks.

There are also various shops, restaurant, hotels, etc. in the market that provides UPI scanning services for payments. You don’t have to fill the check form only you have to do is open the app on your mobile phone and pay the bill. This is a very easy task for everyone and takes benefits from such types of the best cashback app in India 2021.

RBI Approved Payment Apps List
PhonePe
PayTm
PayPal
M-Connect Plus
Yoni SBI
1) PhonePe
PhonePe
Publisher PhonePe
Size 29 MB
Downloads 100 Millions+
It is one of the best and most popular money transfer apps which provides you a secure UPI money transfer with the help of this app. It is very easy to use and that allows you to use BHIM UPI, your credit card, and debit card to recharge your Mobile phones, Bills, and many others.

This is India’s Payment App because here you can pay all your utility bills. Make instant payments at your favorite offline and online stores. You can also transfer money with BHIM UPI and recharge your mobile and DTH connection as well as pay your Credit Card Bills.

Features: There are some features of PhonePe are:

Secure UPI money transfer App.
Your favorite offline and online stores.
The PhonePe app is safe and secure.
Ensure your health.
Ensure your car & bike.
The PhonePe app was released on Aug 29, 2019.
The ratings of this App are 4.5 Out of 5.
Also, know the best Tech News App for Android, iPhone.
Download PhonePe App

2) PayTm
Paytm
Publisher One97 Communication LTD.
Size 37 MB
Downloads 100 Million+
It is also one of the best and most popular online payment apps which provides you the best and secure app for recharging, Pay bills, UPI Money transfers, Bank Accounts, and many others. You don’t need to run to ATM anymore because this App is directly related to your bank account and the most widely accepted payments app.

Features: The main features of Paytm are:

Bank to Bank Money Transfer.
Pay Online & Offline Stores.
UPI App, Check Bank Balance Instantly.
Mobile Recharge & Bill Payments.
The Paytm was released on April 30, 2012.
The ratings of Paytm are 4.5 out of 5.
Also, know How to Reset Samsung Phones, Mobiles (1000% Working Tips).
Download PayTm App

3) PayPal
PayPal best rbi approved payment apps
Publisher PayPal Mobile
Size 31 MB
Downloads 100 Millions+
It is also one of the best and most popular money transfer app India which gives you a secure way to send, receive, and access your money. It is very easy to use and is very simple to transfer money to your friends who have a PayPal account.

Features: There are some features of PayPal are:

Secure way to send.
Send and request money for free.
Free and secure to send money.
PayPal was released on Sep 26, 2016.
The ratings of PayPal are 4.5 out of 5.
Also Read: 52 Apps Ban in India List with FAQ – China Apps Name List.

Download PayPal App

4) M-Connect Plus
M-Connect Plus
Publisher Bank Of Baroda
Size 27 MB
Downloads 10 Million+
It is also one of the best money transfer app which provides you an official Mobile banking app Baroda for Android. This app helps you a lot where all services can be accessed without any cost except one time SMS charge.

Features: There are some features of M-Connect Plus are:

Official Mobile Banking app.
You can access a wide range of Banking facilities.
All services can be accessed free of cost.
The M-Connect Plus was released on Nov 23, 2016.
The ratings of this App are 4.4 Out of 5.
Also Read: The Best Corona Check Karne Wala Apps [Expert Guide].

Download M-Connect Plus App

5) Yono SBI
Yono SBI best rbi approved payment apps
Publisher State Bank of India
Size 23 MB
Downloads 50 Millions+
It is also the best international money transfer app that provides you a Bank, Invest, Shop, Travel, Pay Bill, Recharge, and many others to transfer money. This app offers you a lot of things like Book Movie tickets, Vacations, Flights, and many other things.

Features: The main features of the Yono App are:

YONO SBI experience .
India’s largest shopping marketplace.
Banking simplified.
Smart spending.
The YONO app was released on Nov 23, 2017.
The ratings of the YONO App are 4.1 out of 5.
Also Read: Jio News App for PC Download for Windows 7, 8, 8.1, 10.

Download Yono SBI App

RBI Approved Payment Apps FAQ
Q. Google Pay Which country App?
Google Pay is the most popular app specially designed by Google for the people of the United States of America (USA), India, Japan, the United Kingdom, Australia, Canada, Russia, Singapore, and Ukraine.

Q. Is PayTm approved by RBI?
Yes, of course, the Reserve Bank of India has approved the PayTm app.

Q. Is Google Pay Approach by RBI?
Currently, RBI doesn’t approve Google Pay but Google is doing everything to come on the list of the Reserve Bank of India. Google has already told that all the transactions should be done under the eye of the Reserve Bank of India. Now, let’s see what we can see in the future about G Pay.

Conclusion of RBI approved payment Apps
So friends in this article, I told complete information about the RBI approved payment list. If you want to buy any one of the laptops, but facing some of the problems, then let us know your query. I or my team will provide you the best laptop according to your taste. So, contact us now. And if you have any type of query, then just put your query in the Comment Section.

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